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Posts By Super Policy Team

October 10, 2026
How Many Vehicles Do You Need to Qualify for a Fleet Insurance Policy in India?

How many vehicles qualify for fleet insurance in India? See insurer minimums (2–5+), zone and state rules, then get a free fleet quote today

October 7, 2026
Average Clause: Why Under-Insured Indian SMEs Lose Claims

Under-insured? The Average Clause can slash your fire claim by 40% or more. See how Indian SMEs lose lakhs and the simple fixes that protect you

October 3, 2026
ONE POLICY TO RULE THEM ALL. Fleet Insurance vs. Insuring Vehicles One by One

Fleet insurance covers all your business vehicles under one policy. Learn how it differs from individual policies, what it costs, and who should switch

September 28, 2026
IDV Went Down. Your Premium Went Up. Here’s the Catch.

Premium up though IDV fell? See how IRDAI depreciation slabs work, what really drives your renewal bill, and how to avoid claim shortfalls, with examples

September 26, 2026
India's Insurance Shake-Up: Inside IRDAI's Plan to Rewire How Policies Are Sold

IRDAI has proposed a sweeping overhaul of insurance distribution — a simpler three-tier structure, lower expense caps and tighter commission rules. Here's what it means for insurers, brokers, banks and every policyholder in India

September 24, 2026
COMMERCIAL VEHICLE INSURANCE IN INDIA The Complete Guide for Truck, Taxi & Fleet Owners

Confused about commercial vehicle insurance in India? This complete 2026 guide breaks down third-party vs comprehensive cover, IRDAI premium rules, GST rates, PA cover, add-ons and claims for truck, taxi and fleet owners

September 18, 2026
Term Insurance: Buy Now or Wait? The Financial Decision Most Indians Get Wrong

Should you buy term life insurance early or wait? Discover how timing permanently changes your premium, and why most Indians misjudge this decision until it's too late

September 8, 2026
GCV, PCV or Misc? The three letters that decide whether your insurer pays.

Wrong vehicle class on your policy can void your claim. A clear, India-specific breakdown of GCV, PCV and Miscellaneous class motor insurance, backed by sources

September 5, 2026
Loading Capacity Mismatch: Why Fleet Owners Lose Lakhs in India RC vs Insurance Guide

Every year Indian fleet owners lose lakhs when a vehicles RC-registered load capacity clashes with its insurance declaration. The law, the court rulings, and the fix

August 28, 2026
₹1 Crore Insurance Claim Rejected? 7 Hidden Life Insurance Clauses Every Indian Family Must Know Before Its Too Late

Life insurance claim rejected in India? Discover 7 hidden clauses — Section 45, the 3-year incontestability rule, suicide clause, waiting periods & nominee errors — insurers rarely explain, backed by IRDAI and the Insurance Act, 1938