Posts By Super Policy Team
How many vehicles qualify for fleet insurance in India? See insurer minimums (2–5+), zone and state rules, then get a free fleet quote today
Under-insured? The Average Clause can slash your fire claim by 40% or more. See how Indian SMEs lose lakhs and the simple fixes that protect you
Fleet insurance covers all your business vehicles under one policy. Learn how it differs from individual policies, what it costs, and who should switch
Premium up though IDV fell? See how IRDAI depreciation slabs work, what really drives your renewal bill, and how to avoid claim shortfalls, with examples
IRDAI has proposed a sweeping overhaul of insurance distribution — a simpler three-tier structure, lower expense caps and tighter commission rules. Here's what it means for insurers, brokers, banks and every policyholder in India
Confused about commercial vehicle insurance in India? This complete 2026 guide breaks down third-party vs comprehensive cover, IRDAI premium rules, GST rates, PA cover, add-ons and claims for truck, taxi and fleet owners
Should you buy term life insurance early or wait? Discover how timing permanently changes your premium, and why most Indians misjudge this decision until it's too late
Wrong vehicle class on your policy can void your claim. A clear, India-specific breakdown of GCV, PCV and Miscellaneous class motor insurance, backed by sources
Every year Indian fleet owners lose lakhs when a vehicles RC-registered load capacity clashes with its insurance declaration. The law, the court rulings, and the fix
Life insurance claim rejected in India? Discover 7 hidden clauses — Section 45, the 3-year incontestability rule, suicide clause, waiting periods & nominee errors — insurers rarely explain, backed by IRDAI and the Insurance Act, 1938
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